|Born and raised Mormon girl, and happily so!|
As you all know, I'm due to graduate in a couple of months.
As you also know, I've got some per-eeeee-etty hefty loans to pay back. I'm talking more than $40,000 here. (Yes, you read that right.)
I probably should have reconsidered borrowing so much. It would have been fantastic if tuition didn't cost so much, if I took more classes and graduated sooner, or if I never had to rely on the government for school at all. But the fact remains that I owe this much. So the only logical thing to do now is get started on repayments. They say it's a smart move to start paying back your loans before you graduate; you cut down a great deal on interest that way.
Besides, the sooner you pay them back, the better.
At least I don't have to worry about grad school. That would have racked up so much more debt, and I don't want to get into any more debt than absolutely, positively necessary. It's also a good thing I stayed at home during school. (The dorm life's not for me anyway.)
Right now, I'm enrolled in a typical 10-year plan. My folks said they would help me if need be, and I'm going to poke around some more for jobs in the next couple of weeks. (The last thing I need right now is to crash and burn on my final semester.) Hopefully I can find something decent soon, and hopefully I'll get lucky with my books, though I'm smart enough not to totally pin my hopes on them.
Until I can get on my feet financially, I would be truly, truly grateful if any of you would chip in some. Nothing excessive, just a little something to help cushion me. A few dollars here, a few dollars there.
Even spreading the word helps, or offering me advice on what I can do to earn some extra cash.
I only accept Paypal, and I solemnly swear not to use this money for anything else. I like to treat myself as much as the next person, but I will strive to set aside some money that will ONLY be used for repaying loans. So if I ever buy a commission or something in the future, it will come out of my pocket, not yours.
Speaking of commissions, I'll be happy to do a few more if you'd like. Spring break is next week, which should allow me a little more time to draw.
Thanks for your time, patience, and help, mates. It's appreciated so much more than you know.
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